These brochures can answer many of your questions about the different types of coverage the Insurance Experts team can provide you. But never hesitate to call or email with your questions! We are here to serve you. While these brochures give good, broad information, it is important for you to meet with a knowledgeable agent to thoroughly understand the plan and tailor the coverage to your needs and budget.
Hospital Indemnity
Permanent, fixed-benefit indemnity plans with hospital, surgical, wellness and doctor visits for your family with some plans including optional supplemental coverage for critical illness and accidents.
IHC Care Access Plan: Three plans available including $10,000 - $40,000 of supplemental critical illness coverage. Click here for brochure.
UnitedHealthCare Protector Guard: Seven plans available. Click here for brochure.
Manhattan Life Central Choice: Four plans available. This is a guaranteed issue with a 12-month wait period for pre-existing conditions. Click here for brochure.
Short Term Medical
Health care coverage for the temporarily uninsured available for 30-364 days and provides coverage for unexpected medical expenses
IHC Connect STM: Coverage period maximum benefit of $2 million. Click here for brochure.
IHC Connect Value STM: Coverage period maximum benefit of $1 million. Click here for brochure.
IHC Connect Plus STM: Includes limited benefit for certain pre-existing conditions. Coverage maximum benefit of $2 million. Click here for brochure.
National General STM : Coverage period maximum choice of $100,000, $250,000 or $1 Million. Click here for brochure.
UnitedHealthcare Golden Rule STM: Coverage period maximum choice of $600,000 or $2 million. Click here for brochure.
Supplemental
Insurance protection for out-of-pocket expenses, deductibles, co-insurance and un-expected costs associated with accidents, critical illness and hospitalization.
IHC Metal Gap 2: Five benefit levels for accident expense/critical illness to include accidental death and dismemberment and accident disability income. Click here for brochure.
IHC Independence PPO Dental Plan: Dental insurance that utilizes a DentaMax PPO network to help cover the cost of exams and procedures while promoting more frequent visits to ultimately keep you healthier. Click here for brochure.
IHC Independence Indemnity Dental Plan: Go to any dentist you choose with coverage to help cover the cost of exams and procedures while promoting more frequent visits to ultimately keep you healthier. Click here for brochure.
America’s Business Benefit Association: Three benefit levels for accident medical expense and critical illness to include life insurance, accidental death and dismemberment and accident disability income. Click here for brochure.
National General TrioMED: Eight benefit levels for accident medical expense, critical illness and accidental death and dismemberment. Click here for brochure.
National General Plan Enhancer: Eight benefit levels for accident expense, cancer and heart/stroke, and sickness hospitalization. Click here for brochure.
National General Critical Illness-Term Life: Five benefit levels available. Click here for brochure.
National General Cancer and Heart/Stroke: Four benefit levels available. Click here for brochure.
Surebridge HospitalWise: $50-$1000/day for hospital confinement due to sickness or injury this plan has benefit coverage for hospital observation and nervous and mental disorders. Click here for brochure.
Surebridge CancerWise Plus HeartWise: $5000 - $100,000 benefit levels to include early alzheimers and loss of independent living. Click here for brochure.
Surebridge Accident Disability Direct: $1000 - $2500/month benefit levels of accident disability income. Click here for brochure.
Surebridge Premiere Vision: Premiere Vision Plan offers paid annual exams and greatly reduced prices on lenses, frames and contacts. Click here for brochure.
Surebridge Dental: Careington Maximum Care PPO network. Two benefit levels available. Click here for brochure.
Life Insurance
Surebridge Final Expense Whole Life: Two plan structures available. Click here for brochure.
Transamerica Income Protection: Helps to ensure the life insurance death benefit left behind will last as long as intended by providing monthly payments in place of a one-time lump sum. Click here for brochure.
Transamerica Living Benefit Term Life: Term life insurance which allows early access to the policy's death benefit in the event of a qualifying chronic, critical or terminal illness while you are alive. Click here for brochure.
Transamerica Final Expense: Three solutions available; 10-Pay, Immediate and Easy. Click here for brochure.
Medicare
Speak to your agent for up to date plan brochures.